We here at Risk Free Retirement Planners specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.
5 QUESTIONS TO ASK BEFORE PURCHASING AN INDEXED ANNUITY
Indexed annuities offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income and liquidity. But, it’s important to understand the terms of your individual contract. Here are some questions you can ask your insurance agent before signing on the dotted line.
1) How long is the term?
Review the term [...]
How to Save For Retirement When You’re Raising Kids Alone
It can be hard to save when you’re the only adult in the house, but putting money aside for retirement should be non-negotiable.
Whether you are divorced, widowed or a single parent by choice, raising kids alone can be financially challenging. There is typically no second income to rely on, and tax breaks for singles can be less [...]
What You Should Know Before You Name an HSA Beneficiary
If you have an HSA, you will want to give some thought to what will happen to this account after your death. The rules are a little tricky and [...]