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PLAN FOR YOUR FUTURE.

LIVE YOUR LIFE NOW.

Take your future into your hands by speaking to us now. (Tomorrow Begins Today)

WHEN IT COMES TO YOUR FINANCIAL FUTURE,

KNOWLEDGE IS THE CRITICAL FIRST STEP.

We love helping our community make informed financial decisions about the days ahead.

WE ARE CONTINUOUSLY KEEPING YOU IN THE FINANCIAL KNOW

By keeping you updated on the latest financial and insurance news!

YOUR FINANCIAL SECURITY IS OUR BUSINESS

We strive to serve our clients during the financial planning process through deep and
meaningful relationships that last for generations.

A Few Words About Us

 

We here at S.M.A.R.T. Tax Free Retirement specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.

Financial Services

Our primary goal is keeping our clients’ money safe from volatile and risky investments.

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Insurance Services

Developing the right portfolio of insurance products is an essential step toward a comprehensive financial program or estate planning.

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IUL- Indexed Universal Life Insurance

Life Insurance Has changed!

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Educational Videos

Check our very informative educational video page. Here you can watch and learn some valuable information about financial and insurance services

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Weekly Newsletter

Your Annuity Payout Options Explained

Many retirement investors use annuities for guaranteed income. But some find their annuity payout options to be confusing. There are a variety of methods to receive annuity income payments. With so many choices, it can be hard to decide what’s right for you. People...

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Why Fixed Annuities Will Be Strong Sellers Through 2018

Fixed annuity sales have bright prospects in the next five years, due in large part to anticipated strength in sales of income annuities and fixed index annuities, according to researcher Joseph E. Montminy. In fact, income annuity sales are on such a tear that “their...

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RETIREMENT EQUATION FOR STABILITY

Living comfortably in retirement is indeed possible. However, many Americans fail to develop a strategic plan that allows stability in their golden years to be reality. In fact, the Indexed Annuity Leadership Council (IALC) commissioned data that found insights into...

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IRA Blog

Tips for a Successful Tax Season

The IRS says it will start accepting and processing 2017 tax returns on January 29 and expects to issue nine of 10 refunds within 21 days. To get the fastest refund possible, file electronically and request direct deposit of the refund amount. The IRS says it won't...

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Roth IRA Contributions and RMD Rules: Today’s Q&A Mailbag

Question: Single - W-2 worker making $ 500 a week.  Few if any deductions. Contributes to employer 401K 3% of salary for a Traditional IRA. Is it legal to open up a separate Roth account say in Scottrade with $ 5500? Thank you for your help! -Mike Answer: Hi Mike, To...

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What Our Clients Are Saying

The IRA Guys are professional and trustworthy. There is never any pressure to buy anything. They genuily had our best interest in mind when helping us with our retirement planning. When you walk into the office, you see a sign that says, “Integrity is … doing the right thing even when nobody is looking”. They are definitely doing the right thing and stand behind the Risk Free Statement. Rich & Kim Cook

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